Bank Atm Fees To Withdraw Money From International Bank

`Effective Date : October, 11 2021 Download Individual Fees & Charges

Individual Internet Banking and Mobile Banking

Transaction Service
Internal Transfer
Transfer to Bank Commonwealth Account	Free
Fees of External Transfer
Online	Free*
Sistem Kliring Nasional (SKN)**	IDR2.500
Real Time Gross Settlement (RTGS)**	IDR15.000
Foreign Currency Transfer
Cable Fee	IDR25.000
Commission Fee
- Involve Exchange	Free
- No Exchange	USD 8
Correspondence Charge (Full Amount)	USD 20
Value Today Transfer (Same Day Value)	USD 15
Bill Payment	Free
Indosat Pre-paid	IDR 1.500
Mutual Fund
Subscription Fee	Discount 50% for Mutual Fund Subscription fee
Redeemption Fee	Depend on the Product Prospectus
Charges related to Hard Token
SMS Token	Free
First Time Hard Token	IDR100.000
Replacement for Broken Token Due to Low Battery/System Error	Free
Replacement for Broken Token Due to Customer's Negligence	IDR 100.000
Replacement for Lost Token	IDR 100.000
Replacement Token for Dormant User ID	IDR 100.000
Unblock Token	Free
Transaction Limit
Internal Transfer	Per Transaction	Min IDR10,000 (or equivalent)
	Daily	Max IDR1,000,000,000 (or equivalent)
Online Transfer	Per Transaction	Min IDR50,000
	Daily	Max IDR100,000,000
SKN	Per Transaction	Min. IDR100,000
	Daily	IDR500,000,000
RTGS	Per Transaction	Min IDR100,000,001
	Daily	Max IDR500,000,000
FCY Transfer (SWIFT)	Per Transaction	Min IDR10,000 (or equivalent)
	Daily	Max IDR200,000,000 (or equivalent)
Bill Payment	IDR50,000,000
Mutual Fund Subscription	No Maximum Limit

*Effective on September 1st , 2019, interbank online transfer is free for maximum 30 transactions per month done through ATM, Cashflow, Mobile and Internet Banking. Charge of IDR 6,500 per transaction will apply for every transaction made and will be refunded by D+1 (next day). Any subsequent transactions after exceeding the monthly limit, will not be refunded. - FAQ - Limitation Free Online Transfer Fee

**Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee.

Effective December 1, 2021, individual transaction service fees in Internet Banking / Mobile Banking for RTGS will be IDR 25,000, SKN will be IDR 2,500, SWIFT (Cable Fee) will be IDR 40.000.

Corporate Internet Banking and Mobile Banking

Transaction Service
Internal Transfer
Transfer to Bank Commonwealth Account	Free
Fees of External Transfer
Online	Free*
Sistem Kliring Nasional (SKN)**	IDR 2.900
Real Time Gross Settlement (RTGS)**	IDR 30.000
Foreign Currency Transfer
Cable Fee	IDR 50.000
Commision Fee
- Involve Exchange	Free
- No Exchange	USD 10
Correspondance Charge (Full Amount)	USD 20
Value Today Transfer (Same Day Value)	USD 15
Bill Payment	Free
Indosat Pre-Paid	IDR 1.500
Charge Related to Hard Token
First Time Hard Token	Free
Replacement for Broken Token Due to Low Battery/System Error	Free
Replecement for Broken Token Due to Customer's Negligence	IDR 100.000
Replacement for Lost Token	IDR 100.000
Replacement Token for Dormant User ID	IDR 100.000
Unblock Token	Free
Transaction Limit
Internal Transfer	Per Transaction	Min IDR 10.000 (or equivalent)
	Daily	Max IDR 2.500.000.000 (or equivalent)
Online Transfer	Per Transaction	Min IDR 50.000
	Daily	Max IDR 100.000.000
SKN	Per Transaction	IDR 100.000
	Daily	IDR 2.500.000.000
RTGS	Per Transaction	Min IDR 100.000.001
	Daily	Max IDR 2.500.000.000
FCY Transfer (SWIFT)	Per Transaction	Min IDR 10.000 (or equivalent)
	Daily	Max USD 100.000
Bill Payment	IDR 25.000.000

*Effective on September 1st , 2019, interbank online transfer is free for maximum 30 transactions per month done through ATM, Cashflow, Mobile and Internet Banking. Charge of IDR 6,500 per transaction will apply for every transaction made and will be refunded by D+1 (next day). Any subsequent transactions after exceeding the monthly limit, will not be refunded. - FAQ - Limitation Free Online Transfer Fee

**Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee. Effective December 1, 2021, corporate transaction service fees in Internet Banking / Mobile Banking (CommBank ID and CommBank Mobile) for RTGS will be IDR 25,000, SKN will be IDR 2,500, SWIFT (Cable Fee) will be IDR 40,000

Fund Transfer and Clearing

Transaction Services (via Branch)
Internal Transfer
Internal Transfer Fee (Transfer to Bank Commonwealth Account)	Free
External Transfer
SKN	IDR 2.900,-
RTGS	IDR 30.000,-
Counter Fee	IDR 10.000,-
Kliring diatas Rp 500.000.000	IDR 100,000
Clearing (Cheque and Bilyet Giro)
Clearing Payment	IDR 1.500,-
Remittance
Cable Charge	IDR 50.000,-
Commision Fee
- Involve Exchange	Free
- No Exchange	0.125 % Min USD 15 Max USD 100
Full Amount Charge	USD 20
Value Today Fee	USD 15
Inquiry/Cancellation/Amendment	USD 20
Incoming Transfer	USD 3

Transaction fee for SKN and RTGS is included the fee charged by Bank Indonesia (excluded VAT) of:
SKN: Rp 1 (effective as 30 April 2020 to 31 Desember 2021)
RTGS: (effective from 1 Des 2020)
Rp 6.000 (06.30 - 10.00 WIB)
Rp 15.000 (10.00 - 14.00 WIB)
Rp 21.000 (14.00 WIB - cut off)

Services through Branch Offices

Limit Per Transaction
SKN	Maximum: IDR 1.000.000.000
RTGS	Minimum: IDR 100.000.001
RTGS	Maximum: No limit
Cash Withdrawals	Maximum: No limit
	< IDR 10.000.000 is subject to counter fee. If the withdrawal is large, please confirm to the nearest branch on D-1
Overbooking	Maximum: No limit
	< IDR 100.000.000 is subject to counter fee
Clearing (Cheque and Giro Other Banks)	Maximum: IDR 500.000.000
Transfer Valas (SWIFT)	Maximum: No limit
	transactions > USD100,000 / equivalent, an underlying document is required

Transaction Fee

SKN	Rp2,900
RTGS	Rp30,000
Counter fee	Rp10,000
Bilateral Clearing above Rp500.000.000	Rp100,000

ATM/ Debit

Fees	ATM Bank Commonwealt	ATM Prima/BCA	ATM Bersama	ATM Cirrus	CBA Link	Debit Maestro	Debit Prima/BCA
Balance Inquiry	free	IDR4,000	IDR4,000	IDR5,000	-	-	-
Cash Withdrawal	free	IDR7,500*	IDR7,500*	IDR30,000**	IDR10,000	-	-
Cash Withdrawal (for AusStudent Account)	free	IDR7,500*	IDR7,500*	IDR30,000**	free	-	-
Inter-Bank Transfer	free	free	free	-	-	-	-
Transfer to Bank Commonwealth account	free	free	free	-	-	-	-
Bill Payment	free	-	-	-		-	-
Debit/Purchase	-	-	-	-		free	free
Charges
Annual Fee				free
Monthly Administration Fee				free
Issuance of First ATM Card				free
Replacement lost/stolen				IDR25,000
Supplement Card				IDR25,000
TRANSACTION LIMIT
				Regular/NPG			Premier
Minimum Transfer per Transaction				IDR50,000			IDR50,000
Maximum daily cash withdrawal				IDR10,000,000			IDR12,500,000
Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro Network				IDR10,000,000 or equivalent			IDR45,000,000 or equivalent
Maximum daily Internal Transfer				IDR50,000,000 or equivalent			IDR50,000,000 or equivalent
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network				IDR25,000,000			IDR50,000,000
Maximum Transfer per transaction through ATM Bersama				IDR25,000,000			IDR25,000,000
Maximum Transfer per transaction through ATM Prima/BCA network				IDR10,000,000			IDR10,000,000

* As of September 1, 2018 get free of charge up to 10 transaction per month if the TRB average = Rp 10 million or free or free 5 (five) transactions per month if your average TRB < IDR 10 million.
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD -> Local currency.
- If customer account is in, then the conversion process Local currency -> USD.

Cheque

Cheque/Bilyet Giro Book	IDR300,000 (effective as of March 15, 2021)
Dishonored Fee	IDR125,000
Stop Payment	IDR25,000

Safe Deposit Box

Bond Money	IDR900.000,-
*Annual Fee*
S Box	IDR400.000, not included VAT
M Box	IDR500.000, not included VAT
L Box	IDR700.000, not included VAT

Other Service Fee

Consolidated e-Statement	free
Statement (stamp duty - per month)**	IDR10,000
Monthly statement printing	IDR25,000/month
Reference Letter	IDR50,000
Audit Letter	IDR100,000
Inquiry tax reporting (previous years)	IDR50,000
Standing Instruction	IDR50,000/letter annually
Transaction via Fax (TRB less than IDR300 million)	IDR25,000

*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank.
**The stamp fee is charged per CIF, but not per account.

Bank Notes Withdrawal Fee for Individual Customer per month

Currency	0 - 5,000	>5,000 - 10,000	>10,000
USD	free	free	05%
AUD	free	free	0.5%
SGD	free	0.5%	0.5%
others currency	0.5%	0.5%	0.5%

*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency	0 - 5,000	>5,000 - 10,000	>10,000-50,000	>50,000
USD	free	free	free	0.5%
AUD	free	free	0.5%	0.5%
SGD	free	0.5%	0.5%	0.5%
others currency	0.5%	0.5%	0.5%	0.5%

*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency	= 10,000	>10,000
USD	free	0.5%
AUD	free	0.5%
SGD	free	0.5%
others currency	0.5%	0.5%

*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

Bank Notes Deposit Fee for Corporate Customer per day

Currency	= 50.000	>50.000
USD	free	0.5%
AUD	free	0.5%
SGD	free	0.5%
others currency	0.5%	0.5%

*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

Bank Notes Deposit Fee for Corporate Customer per day

*Import Letter of Credit or SKBDN*
*Issuance*	0.25% per quarter, min. USD50
*Amendment*
Increase in amount	0.25% per quarter, min. USD50
Extension of validity	0.25% per quarter, min. USD50
Cancellation	USD50
Others	USD50
*Payment*
Acceptance Commission under Usance / Deferred Payment L/C	2% per annum, min. USD50
Discrepancy Fee	USD75
Drawing in excess of L/C amount	0.25% per quarter, min. USD50
*Inward Bill Collection*
*Presentation*
Documents against Payment (D/P)	0.125% flat from invoice value, min. USD50
Documents against Acceptance(D/A)	0.125% flat from invoice value, min. USD50
Documents received for delivery free of payment	USD100
*Payment as Per Bills Collection*
Charge to remitting Bank (applicable after 60 days)	USD100
*Protest Fee*
Handling fee	USD200
*Post Import Financing*
Based on Import L/C or SKBDN	Contact Relationship Manager for Information
Based on Documentary Collection
*Trade Advance (TA)*
Based on Purchase Order (PO)	Contact Relationship Manager for Information
Based on Pro-forma Invoice or Sales Contract
*Transferrable LC / SKBDN*
Full transfer	0.125% flat per LC / SKBDN amount, min. USD100
For subsequent amendment	min. USD50
*Export Letter of Credit or SKBDN*
*LC or SKBDN Advising*
L/C or SKBDN Advising (including pre-advice)	USD25
L/C or SKBDN kept with us (for further collection / negotiation with BANK)	USD25
L/C or SKBDN taken by the beneficiary	USD50
L/C or SKBDN advised through other Bank	USD100
*LC or SKBDN Advising Amendment*	USD25
*LC confirmation*	Contact Relationship Manager for Information, min. USD150
*Documents presented under export LC or SKBDN*
Collection under LC or SKBDN commission	0.25% flat from invoice value, min. USD50
3rd party assignment of proceeds	0.125% flat from invoice value, min. USD50
*Outward Bills Collection*
Handling commission	0.125% flat from invoice value, min. USD50
Amendment to collection instruction	0.125% flat from invoice value, min. USD50
*Pre Shipment Financing (PSF)*
PSF based on Incoming LC	Contact Relationship Manager for Information
*Post Shipment Financing (PoSF)*
PoSF under LC Clean Negotiation	Fee:0.25% flat from invoice, min. USD50	Contact Relationship Manager for Information
PoSF under LC Discrepant Negotiation
PoSF under Documentary Collection
PoSF under Open Account (OA)
*SBLC & Guarantee*
*Issuance*
Issuance	2% per annum, min. USD50
Administrative Fee	USD25
*Amendment issuance*
Increase and extension	2% per annum, min. USD50
Other than increase and extension	USD50
*Advising*
SBLC advised directly to our beneficiary	USD50
SBLC advised through other Bank	USD100
*Amendment advising*	Same with Advising
*Claim settlement*	USD100
*Other Charges*
*SWIFT*
Short	USD10
Long	USD25
Extra Long (Extension to MT 701)	USD50
*Tracer via SWIFT*	USD15
*Acceptance via SWIFT*	USD15
*Reimbursement for RA/Claim (vostro)*	USD30
*Import Notification/PIB for LC*	IDR75,000
*Import Notification/PIB Non LC*	IDR100,000
*Courier*	USD30